As a decisioning architect, how do you implement the business requirement?

U+ Bank wants to offer credit cards only to customers with a low-risk profile. The customers are divided into various risk segments from AAA to CCC. The risk segmentation rules that the business provides use the Age and the customer Credit Score based on the following table. The bank uses a scorecard model to determine the customer Credit Score.

As a decisioning architect, how do you implement the business requirement?
A . Add a decision table to a decision strategy and reference it in the scorecard component.
B . Add the risk segmentation rules in the Results tab of the scorecard rule.
C . Add three contact policies that correspond to the three risk segments.
D . Add a decision table to a decision strategy and pass the credit score as the parameter.

View Answer

Answer: D

Explanation:

To implement the business requirement, you need to add a decision table to a decision strategy and pass the credit score as the parameter. A decision table allows you to define rules based on one or more input parameters and return an output value. In this case, you can use the credit score as an input parameter and return the risk category/grade as an output value. You can then use this output value to filter out customers who are not in the low-risk segment (AAA).

Reference: Pega Academy – Decisioning Consultant – Using decision tables