Which of the following is an example of a trade-based money laundering scheme?

Which of the following is an example of a trade-based money laundering scheme?
A . An importer and an exporter conspire to conceal illicit funds by creating invoices that understate the quantity of goods shipped internationally
B. An accountant overstates a restaurants revenues to hide illegal funds that are secretly laundered through the business
C. A drug cartel outside of the United States launders illicit funds by hiring runners to deposit small amounts of money in bank accounts throughout the United States
D. A businessperson deposits illicit funds into the bank account of a company they secretly own which then lends the funds back to them

Answer: A

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