What are the three classifications of loss in Insurance policies?

What are the three classifications of loss in Insurance policies?
A . Direct Loss Loss of use Extra C expense loss (e.g., cost of defending a liability suit or paying a judgement)
B. Indirect Loss Loss of use Extra C expense loss (e.g., cost of defending a liability suit or paying a judgement)
C. Direct Loss Replacement Cost Extra C expense loss (e.g., cost of defending a liability suit or paying a judgement)
D. Indirect Loss Replacement Cost Extra C expense loss (e.g., cost of defending a liability suit or paying a judgement)

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Answer: A