Which of the following factors can cause obligors to default at the same time?

Which of the following factors can cause obligors to default at the same time?

I. Obligors may be harmed by exposures to similar risk factors simultaneously.

II. Obligors may exhibit herd behavior.

III. Obligors may be subject to the sampling bias.

IV. Obligors may exhibit speculative bias.
A . I
B . II, III
C . I, II
D . III, IV

View Answer

Answer: C