She would like to know which of the following organizations will immediately pay her a benefit?

Edna is a 62-year-old widow living in Quebec. She meets with Yolanda, her insurance agent. Edna worked part-time her whole life as a seamstress and has no savings. Her husband Donald had been working as a greeter at the local box store until his death 2 months ago at the age of 67. Since his passing, Edna has been struggling financially.

She would like to know which of the following organizations will immediately pay her a benefit?
A . Workers’ Compensation.
B . Old Age Security (OAS) allowance for surviving spouse.
C . Canada Pension Plan (CPP) survivor benefits.
D . She will not receive any benefit.

View Answer

Answer: C

Explanation:

Since Edna was married to Donald, she is eligible to receive Canada Pension Plan (CPP) survivor benefits, which provide a monthly benefit to surviving spouses. Old Age Security (OAS) survivor allowance may not apply directly here as it is conditional and may not provide immediate benefits like the CPP does in this situation. Workers’ Compensation does not apply as it pertains to workplace injuries, and since Donald was not injured on the job, it does not cover Edna’s situation. Therefore, Option C is correct​.