Which of the following best describes this system?

A cardholder wants to make purchases using their phone, so they have their cardholder information programmed into their SIM card using their mobile phone provider.

Which of the following best describes this system?
A . Card personalization
B. Host Card Emulation (HCE) provisioning
C. Secure Element (SE) provisioning
D. Over-the-air (OTA) provisioning

Answer: B

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